Capfluence

CAPFLUENCE INC. WEBSITE TERMS OF USELast Updated: October 15, 20251. OverviewThese Terms of Use form a legally binding contract between CAPFLUENCE INC. ("we" or "us") and the people and companies (“Users” or “you”) that access and use our website located at www.capfluence.app
or any related website or mobile platform controlled by us (collectively, the "Website").These Terms of Use apply to all services provided through our Website and any other software application we operate, and all content, services, and products available at or through the Website.It is very important that you read and fully understand these Terms of Use before using the Website. By agreeing to these Terms of Use and using the Website, you are entering into a legally binding contract which will impact your rights.By accessing any part of the Website, you agree to be bound by these Terms of Use. If you do not agree to or understand all of these Terms of Use, then you may not access the Website or use any services available on it.These Terms of Use should be read in conjunction with the Privacy Policy and any other rules, guidelines, or policies posted on the Website.2. Services Available on the WebsiteWithout restriction, we generally offer the following services through the Website:Capfluence provides an AI-powered sales platform designed for wealth managers, advisors, and financial firms. Our platform helps users find, manage, and connect with the right clients at the right time using data-driven insights and automation tools.The services we offer are subject to change over time. By using the Website, you are confirming that you have determined that the services are appropriate for your needs. We do not guarantee that these services meet your needs or that they are suitable for your specific purposes.3. Ownership of Your FilesWhen you choose to upload documents or data (including any images or text), CAPFLUENCE INC. does not review or pre-screen the contents of electronic data uploaded or posted to the Website (“Content”) and claims no intellectual property rights with respect to the Content.However, by posting, uploading, inputting, or submitting any Content whatsoever to the Website, you grant CAPFLUENCE INC. an irrevocable, royalty-free licence while the Content remains uploaded to the Website, to use the Content for any purpose related to the use and promotion of its business and the Website, including the right to copy, distribute, edit, and publicly display such content with or without attribution.4. Payment ProceduresPayments for services or products available on the Website will be charged to you in accordance with the policies, procedures, and timelines posted on the relevant sections of the Website.You agree to pay the fees applicable to your subscription and any other applicable fees (“Fees”).All Fees will be charged to the credit card authorized for your account. You are responsible for keeping your payment information current.For payment processing, we use:
StripeBefore using the Website, you must review and approve Stripe’s terms and conditions.5. Your AccountTo fully use the Website, you must create an account. Information submitted is governed by our Privacy Policy, available on the Website.The Privacy Policy also explains how to terminate your account and how personal data may be deleted from our servers.6. TerminationYou may cancel your account at any time in accordance with the terms posted on the Website.If you have any outstanding payments at the time of termination, you will receive a final invoice. Once paid, no further charges will occur.7. Limitation of LiabilityExcept where we are in violation of these Terms, we are not liable for any loss, injury, claim, liability, or damages resulting in any way from use of the Website.Your use of the Website is at your sole risk. The Website is provided “as is” and “as available” without any warranties.In no event shall we be liable for indirect, special, incidental, consequential, or punitive damages, including lost profits or revenues.8. IndemnificationYou agree to indemnify and hold harmless CAPFLUENCE INC., its officers, directors, shareholders, employees, and agents, from and against all claims and expenses (including legal fees) arising from your use of the Website or your violation of these Terms of Use.9. Security BreachesYou are responsible for keeping your login credentials secure.Notify us immediately of any unauthorized use of your account or any breach of security.While we investigate serious security incidents, we are not liable for any unauthorized access to your account.10. Warranties and RepresentationsWe disclaim all warranties of any kind, whether express, implied, or statutory, including warranties of merchantability or fitness for a particular purpose.11. Compliance with LawsYou represent and warrant that:You have authority to bind yourself to these Terms of Use.Your use of the Website complies with these Terms and all applicable laws.You will not infringe any third party’s rights.You will comply with all local, provincial, and federal laws and regulations.You may only use the Website for lawful purposes and must ensure any third parties you act on behalf of also comply with these Terms.12. Age RestrictionsUsers must be 18 years or older to use the Website. We do not target or permit users under 18.13. Governing Law and Dispute ResolutionThese Terms are governed by the laws of the Province of Ontario.Any disputes will be resolved by confidential binding arbitration in Ontario, in accordance with the Arbitration Act, 1991 (SO 1991, c 17).The arbitrator’s decision is final and binding.14. Waiver of Class ActionBy using the Website, you agree to resolve disputes individually and waive any right to participate in class actions against CAPFLUENCE INC.This waiver does not apply where prohibited by consumer protection laws.15. General Terms
a. Amending These Terms of UseWe may amend these Terms at any time. Updated versions are effective upon posting. Continued use constitutes acceptance.b. AssignmentWe may assign these Terms without notice. Users may not assign rights or obligations without prior written consent.c. No WaiverNo waiver of any term constitutes a waiver of future rights.d. No AgencyThe parties are independent contractors. No fiduciary or professional relationship is created.e. SeverabilityIf any provision is found invalid, the remaining provisions remain in effect.f. Entire AgreementThese Terms, along with the Privacy Policy and other posted policies, constitute the entire agreement between you and CAPFLUENCE INC.16. Questions on These Terms of UseFor questions, contact us at:
[email protected]17. Additional Terms
Compliance with LawsUsers are solely responsible for ensuring that their use of the Capfluence platform complies with all applicable laws, including but not limited to CASL, privacy laws, the National Do Not Call List (DNCL), and securities regulations.Users must verify that contacts are not listed on the DNCL and must obtain all necessary consents before initiating communications.User ResponsibilityCapfluence does not send marketing or promotional communications on behalf of users. Users are solely responsible for their own outreach and compliance.No Financial or Legal AdviceAll content and data provided by Capfluence are for informational and business development purposes only. Capfluence does not provide investment, financial, legal, or compliance advice.Modification of ServicesCapfluence reserves the right to modify, update, suspend, or discontinue any part of the platform or its features at any time without prior notice or liability.Data Usage RestrictionsUsers shall not misuse, resell, distribute, or exploit data obtained through the platform except as expressly permitted under these Terms.Limitation of LiabilityTo the maximum extent permitted by law, Capfluence is not liable for any direct, indirect, incidental, consequential, or special damages arising from use of the platform or its data.18. Confirmation of AgreementBy proceeding to use the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and any policies and notices posted on the Website.

CAPFLUENCE INC. PRIVACY POLICYLast Updated: October 15, 20251. OverviewAt CAPFLUENCE INC. (the “Company”, “we” or “us”), we use our website and other internet-based tools for the following purpose:Capfluence provides an artificial intelligence–driven sales enablement platform designed for use by wealth managers, financial advisors, and financial services firms. The platform assists users in identifying, managing, and engaging potential clients through data-driven insights, automation tools, and related technology services. The services support business development activities and do not constitute financial, legal, or compliance advice.We are required to collect and retain information about the people and companies that access and use the website (“Users” or “you”). This Policy applies to our privacy practices on all communications between the Company and Users, including but not limited to:The Company website (including www.capfluence.app
and any other web domain used by the Company now or in the future);Any mobile, computer, or tablet-based application currently offered or developed in the future by the Company; andAll other services provided by the Company as described on the Website (Items 1–3 are collectively referred to as the "Website").This Privacy Policy ("Policy") sets out how we use, protect, collect, and preserve information submitted by Users, including information gathered by our technology. This Policy should be read in conjunction with any Terms of Use or policies available on the Website.By accessing or submitting any information through the Website, you are agreeing to the terms of this Policy. You may not access or use the Website unless you fully understand and agree to this Policy and all Terms of Use available for review.For questions, contact us: [email protected]2. Information About Users We Collect and StoreWhen you create an account on the Website, we will collect and retain all personal identifying information submitted.We will protect the information submitted by Users and will not disclose it without consent, except as outlined in this Policy.Personal identifying information may include but is not limited to:Contact Information: name, email address, phone number, business or company name.Account Information: login credentials, user preferences, communication settings.Usage Data: IP address, browser type, device information, activity logs.Professional Information: job title, firm name, role within a financial organization.Communications: messages, inquiries, feedback submitted through the website or customer support channels.Capfluence collects this information to:Provide, improve, and secure its AI-powered sales platformPersonalize user experienceMaintain compliance with applicable lawsWe do not use personal information for purposes unrelated to your use of the Website, unless required by law or with consent.3. Uploading Personal InformationUsers may upload information, including personal identifying information, to enhance their experience on the Website. Upload responsibly.4. Additional Data CollectedWe may collect additional information automatically to improve the Website. This may include:IP addressOperating systemGeolocation informationLocale preferencesDevice identifiersMobile carrierDate/time stampsSystem configuration informationMetadata and other electronic interactions5. CookiesWe use cookies to enhance your experience. Cookies may store your user ID and login password for future visits and enable targeted advertising.You may adjust browser settings to reject cookies, but some Website features may not work.For more info or to opt-out:
[email protected]6. RemarketingWe may use third-party services for remarketing, including Google Ads, Google Analytics, and Facebook.We provide the minimum data required and do not share personal identifying information for advertising purposes.7. Permitted Uses of DataWe use data to:Provide the Website and customer supportNotify you of updatesPrevent and address technical issuesMonitor usageAnonymous data may be used for any internal purpose.8. Legal Basis for Processing Personal Identifying InformationWe may process your personal information for:Performing a contract with youWith your consentFulfilling legal obligationsPursuing legitimate interestsPayment processing9. Accessing, Correcting & Deleting Your Personal InformationTo access, correct, or delete your personal information:
📧 **[email protected]
**Deletion may terminate your account. Accounts inactive for 3 years may also be deleted.10. Keeping Your Data SecureInformation is stored on industry-standard electronic servers.No system is perfect; we cannot guarantee absolute protection. Servers may be located outside Canada.11. Security BreachesWe will notify affected Users of breaches within a reasonable timeframe.12. Third-Party ApplicationsWe may use third-party services, such as Google Analytics. These applications are independent; we do not control their privacy practices.13. Use of Website by MinorsUsers under 18 are prohibited. Any personal information from minors will be deleted immediately.14. Disclosure of Personal InformationWe may disclose personal information:In connection with the sale or acquisition of business/assetsTo comply with legal obligations or protect rightsFor fraud prevention and credit risk reduction15. User Referral ServiceYou may provide contact info for referrals. We may send preliminary emails and retain data to track service success.16. Amending This PolicyWe may update this Policy at any time. Updated versions are effective upon posting. Continued use indicates acceptance.17. Contact UsQuestions or concerns?
[email protected]Responses provided within 14 days.